ADK Appraisal Services's appraisal to-do list


	By law, an appraiser must be state licensed to perform appraisals prepared for federally related transactions. Just give us a call at (407) 247-5205 if you have any questions about the appraisal process.

To speed the appraisal process along as quickly as possible we generally recommend to have these documents, if available, ready for the appraiser:

A survey or plot map of the property and building (if available).
Any information on the purchase of the property for the last three years.
Written property agreements, such as a maintenance agreement for a shared driveway.
A list of any personal property that will be left behind and sold with the home, such as an oven, or a washer and dryer.
Any paperwork, such as a title policy with information on encroachments or easements encroachments or easements.
A bill for your most recent real estate taxes which should also contain a legal description of the property.
Any inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, septic systems and wells.
A list of any major home improvements and upgrades, the amount of their purchase and date of their installation (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available).
A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".
Any "Homeowners Associations" agreements or, if applicable, condo covenants or fees.
A list of "suggested" improvements when the property is being appraised "as complete".

When the appraiser has arrived, you do not need to escort them along on the entire site inspection, but generally you'll want to be present to answer questions about your property and be willing to point out any home improvements.

Here are a few other suggestions:

Accessibility: Appraisers are very thorough in their inspections. We recommend that all areas of the home are accessible, including the attic and crawl space.
Housekeeping: Appraisers see hundreds of homes a year and will look past most clutter, but they're human beings too! A good impact can mean a higher value for your home.
Maintenance: We generally recommend fixing small things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: In the case of your borrower applying for either an FHA or VA loan, we strongly recommend to ask your appraiser if there are additional things that should be done before they come. Some items they may recommend might be: putting smoke detectors on every floor of the home and especially near bedrooms, removing and touching up where there's paint peeling, repairing any faucets that leak or drip, replacing broken glass.