Attention homeowners: Real estate appraisal services for in Oviedo and Seminole County

See the top reasons Florida homeowners need ADK Appraisal Services:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge the County's assessment of your property value
To lower a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Florida, when real estate needs to be divided
To settle an estate in Florida by determining the true market value of the real estate in question


	Need help determining the price of your house in or near Oviedo, Florida? Contact ADK Appraisal Services.

We at ADK Appraisal Services understand the unique needs of a consumer seeking appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.

Challenge a property tax assessment

If you live in an area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting a professional appraisal from ADK Appraisal Services is your strongest weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At ADK Appraisal Services, we're experts in helping clients just like you remove unneeded PMI insurance.

Was your HELOC recently frozen?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. ADK Appraisal Services can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? An appraiser from ADK Appraisal Services can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? ADK Appraisal Services can help you with that. While typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.